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Banning, California

Banning is a city of 31,000 people in Riverside County just off Highway 10, about 30 miles west of Palm Springs. Banning borders Beaumont and has grown as the inland empire expanded during the construction boom, and people seeking cheaper housing within California helped populate the city.

I have been helping individual debtors from Banning and across Southern California for nearly 20 years. I specialize in Chapters 7 and Chapter 13, Bankruptcies and Debt Settlement, Foreclosure, and Wage Garnishment. My firm has offices in San Clemente, Riverside, and Palm Desert. I serve clients in Riverside, Orange, San Bernardino, San Diego, and Los Angeles Counties.

History of Banning
The Cahuilla Indians were the area's original inhabitants and had stressed relations with the settlers over water rights. Incorporated in 1913, Banning was initially named Moore City but was later renamed in honor of Phineas Banning, known as the "Father of the Port of Los Angeles." The city's early history includes significant influence from the Cahuilla and Serrano peoples. Banning played a notable role during the Colorado River Gold Rush and experienced growth with the advent of railroads and highways.

Geography of Banning
Geographically, Banning is situated in the San Gorgonio Pass and is characterized by its higher elevation than other parts of Riverside County, lending it a cooler climate. The San Andreas Fault impacted the city, which shaped the region's landscape. Banning's climate is classified as a warm-summer Mediterranean climate.

Economics of Banning
According to the US Census Bureau, Banning has a median income of around $29,000, far below the average income for a single person in California. The median household income is only $54,000, with an average of 2.67 people per home. The low median income allows many to qualify for a Chapter 7 bankruptcy presumptively. Close to 20% of people in banning are below the poverty line. Bankruptcy can help people of many income levels if they struggle to pay their debts but want to keep their homes. The median home value in Banning is $297,000, making most homes below the exemption levels allowed in California Bankruptcy. Bankruptcy can be a great way to get a fresh start with debtors who have a challenging financial situation due to the job market, the housing market, or just overspending on credit cards. On average, the commuters in Banning travel 28 minutes to work, meaning the cost of transportation is a significant part of every working family's budget.

Meet Your Attorney
I drive through Banning every week when I visit my Palm Desert office from my San Clemente office. I am happy to visit you in your home if you cannot make the 40-minute drive to Palm Desert. If you want to meet in Riverside, I can arrange it with a prior appointment. If you decide to visit our office in Palm Desert, take the 10E past Palm Springs, and you will reach CA 111S. Our office is on the 111, so it is an easy route from Banning.

Client Reviews
★★★★★
I highly recommend Christopher Hewitt. Chris was doing pretty good job on my case with full support from processing, scheduling and other questions. We are in desperate situation facing foreclosure and credit card debt at that time, he saved us. He has my highest recommendation with regard to his expertise. Rizal H K
★★★★★
We found the law office of Christopher Hewitt to be a pleasant relationship in our legal situation. The law office was always responsive and always treated my questions as important and answered very quickly. The law office always advised me and I got great advise on our situation. I would highly recommend this law office for your legal dilemma. John H
★★★★★
Ibegan a business relationship with the Law Office of Christopher Hewitt and dealt with Mr. Hewitt directly. I utilized his service in debt management and because of him i am debt free within 6 months!!! I cannot thank him enough for all the hard work he did and how effective he was with all my creditors. I definitely could not have been this successful with eradicating my debt if i had not employed Mr. Hewitt's services. I strongly recommend him and his Law Office to anyone looking for legal help. Thank you so much!!! Debra B.
★★★★★
The Law Office of Chris Hewitt was great at handling my debt settlement. I was able to speak directly with the attorney multiple times and he always knew what was going on with my accounts and gave me clear advise. I did not feel like he made any false promises and was very realistic about what the outcomes would be. At the end of the year I was able to pay off all my credit cards at less than 40% of what I owed at the time I hired him. I would highly recommend Chris Hewitt for any one who has debt issues and does not want to file for bankruptcy. Karen H.
★★★★★
Basically, if I could describe my experience with Chris Hewitt in three words they would be, professional, straight-forward, and helpful. Going into filing chapter 7 bankruptcy, I had no clue where to begin. Chris took me where I was at and guided me along a process that proved to be clearing financially and emotionally. Plus, I am quite certain nobody could have done it for a better price. I would recommend his service to anybody. Thank you. Dylan H.