Christopher Donald Hewitt

Chris Hewitt, a Palm Desert bankruptcy lawyer is renowned for his strong commitment to helping individuals navigate financial challenges, is distinguished by his exceptional ability to connect with people. He listens without judgment, offering invaluable guidance during difficult times. His proficiency in creative problem-solving shines through in addressing complex financial issues. Furthermore, Chris is dedicated to empowering his clients, ensuring they comprehend their rights and options, allowing for well-informed decisions. With a profound understanding of bankruptcy law intricacies, he upholds a practice grounded in honesty and transparency, ensuring clients are fully aware of potential case outcomes. What truly sets Chris apart is his genuine empathy, providing not only legal support but also the emotional assistance needed for those facing financial hardship. In Chris Hewitt, you find more than a lawyer; you find a compassionate advocate and a dependable ally on the path to financial stability.

On the personal side he has four children and has been fortunate enough to do much of his work virtually so that he has a work life balance while also allowing him to be available to clients at night. After losing his wife to cancer at the young age of 40, Chris has had to learn to live with difficult situations and can relate to anyone who finds themselves in extreme circumstances. Chris has the ideology that people all deserve a second chance and works hard to ensure his clients get the help they deserve.

One of his main intentions for starting a bankruptcy practice is to help people regain their financial stability and get a fresh start. As someone who has had to live with high amounts of debt and the stress that it brings, he is very aware of the importance of his role as an advocate in consumer bankruptcy and finds peace and purpose knowing the benefits that he provides to his clients and in effect society as a whole.

After 15 years of completing bankruptcies throughout Riverside and San Bernardino counties, Chris has decided to focus on clients from Latin American countries and Asia. Chris speaks fluent Spanish as well as native English and has found that the Latin American community in Southern California could use a lawyer that is able to focus on their needs and concerns.

Christopher Hewitt is a licensed attorney by the Supreme court of California and is admitted in all the Federal Districts. The legal landscape in California is unique, divided into four distinct districts that necessitate specialized licensing for practicing within each jurisdiction. He has been actively practicing bankruptcy and debt negotiations since 2005 and is well versed with the BAPCPA changes to the bankruptcy code starting in 2005.

Mr. Hewitt is a graduate cum laude of University of Oregon in Eugene, OR where he received a Bachelor of Arts in International Studies and focused his studies on Latin American Economic Development. He learned Spanish while living and working in South and Central America for over one year during his studies. He received a J.D. from Golden Gate University in San Francisco where he graduated with high rankings and passed the California Bar on the first try after having graduated a semester early. He is a member of NACBA (National Association of Consumer Bankruptcy Attorneys) and attends many of their continuing legal education seminars to stay current with the bankruptcy laws.

Chris considers himself a debt consultant and specializes in filing Chapter 7 and Chapter 13 bankruptcies, as well as debt settlement for individuals and married couples facing financial difficulties. He can halt wage garnishments resulting from default judgments and prevent property foreclosures, providing clients with the opportunity to address arrearages through a Chapter 13 plan. If a Chapter 13 plan is unfeasible due to a lack of disposable income, Chris can help clients buy time to explore alternative solutions and discharge unsecured debt.

Additionally, Chris can assist in removing a second mortgage if it's underwater at the time of filing and a Chapter 13 plan is the best course of action. He also offers alternatives to bankruptcy, such as debt settlement, where he negotiates directly with creditors to reduce the principal debt owed. Chris ensures clients fully understand the potential pitfalls and tax consequences of debt settlement, helping them determine if they can be exempt from paying taxes due to insolvency.

Chris has achieved favorable results for clients who do not qualify for Chapter 7 bankruptcy due to income limitations or other issues that preclude them from bankruptcy court. Debt settlement is a viable option for individuals who can afford to pay approximately 40% of their debt within 18 months and do not benefit from bankruptcy.

Apart from bankruptcy filings, Chris takes legal action against creditors violating the Fair Debt Collection Practices Act (FDCPA) and the Rosenthal Act. Having previously run a debt settlement firm, he witnessed debt collectors engaging in abusive behavior toward his clients. This included threats of arrest and repeated calls to workplaces, all in violation of the FDCPA and the California-specific Rosenthal Act. Violations can lead to $1,000 statutory damages and attorney fees. Chris's experience in handling such cases often results in settlements as creditors find them expensive to defend.

In conclusion, Christopher Hewitt stands out as a compassionate and dedicated attorney, offering invaluable support to individuals navigating challenging financial situations. His empathetic approach, honed through personal experiences and professional expertise, makes him a trustworthy ally on the journey to financial stability. With a profound understanding of bankruptcy law complexities, Chris ensures that his clients are well-informed and empowered to make informed decisions. His commitment to not only providing legal assistance but also emotional support distinguishes him as a true advocate for those facing financial hardship.

For those in need of guidance and assistance in managing their debt and financial challenges, a free consultation with Chris Hewitt is a crucial step toward reclaiming your financial well-being. His extensive knowledge in bankruptcy law, debt settlement, and creditor protection, combined with his dedication to helping clients, make him an invaluable resource. Reach out today to schedule your free consultation and take the first step towards a brighter financial future. Chris Hewitt is not just a lawyer; he's a compassionate partner on your path to financial recovery.